
CES Insurance Consultants (HK) Limited – Macau Branch (“CESICHKM”) has been consistently delivering effective, sophisticated risk management solutions and employee benefits strategy to a diversified client base that includes corporations, governmental institutions, professional organizations, academic institutions, small and medium-sized enterprises (SMEs), and individuals in Macau since its establishment in 2002 in Macau.
As one of the first corporate brokers with head office overseas licensed by the Monetary Authority of Macao (“AMCM”), CESICHKM’s strong presence and long history in the Macau market has earned us access to a network of proven insurers and leading service partners, empowering us to offer clients with optimal protection, competitive terms, and superior services.
In an ever-changing and fast-paced environment, we believe that our clients demand independent, impartial, trusted and client-centric advice. We strive to probe into the heart of the issues faced by our clients, detect the potential risks and devise strategies to mitigate impact that could critically damage their business and individual assets. Our property and casualty teammates provide consulting services and insurance advice on both commercial and personal risks, such as Employees' Compensation, Property Coverage, General Liability, Auto/Aviation Liability, Product Liability, Financial Risks and Professional Liability, Construction Insurance, Personal Accident Coverage, Individual Life and Medical, Annuity and more in Macau.
Increasing healthcare costs and advances in medical technology demand technical expertise in analyzing coverage, especially for employee benefits program which helps attract and retain employees. Our employee benefits professionals provide our clients with the market trend, knowledge and resources to design optimal benefit plans for direct and measurable impact while ensuring an affordable and sustainable cost structure that fits their budget. Our services include Strategic Benefits Planning, Benefits Analytics, Employee Retirement Solutions, Health and Wellness Program, and Voluntary Benefits.
CESICHKM is a well-established insurance brokerage firm and we have always prided ourselves in the niche we have built in the local market. Our focused and prudent approach allows us to deliver client-centric services and robust insurance programs that cannot only help efficiently manage the overall costs but also bring new dimension to the risk control and claims management strategy. As a proactive and superior claims management is an integral part of the entire insurance cycle, we see every claim as a way to honour our commitments which goes beyond the expected in a time of need.
What matters to you, matters to us. As we understand that no enterprises or individuals are identical, we work shoulder to shoulder with you customizing the insurance solutions that are effective and adaptable to meet your specific needs.